Medicare Supplement

vs

Medicare Advantage

Medicare Supplement Pros:

Original Medicare is primary

No networks, freedom to choose your provider

Known expenses, peace of mind

100% Hospital Coverage on Plan G or N

$240 Annual Part B deductible in 2024 on Plan G or N

Plan travels with you

No prior authorization

Medicare Advantage Pros:

$0 to low monthly premium

Part B giveback may be available on some plans

Dental, Vision, Hearing, Gym, Transportation and Over The Counter benefits may be included

All-In-One Plan - hospital, medical, and Part D included on most plans

Specific plans designed for Dual Eligibles

(Medicare/Medicaid), Veterans, and those with chronic illness

Medicare Supplement Cons:

Monthly premium that increases as you age

Does not cover dental, vision or hearing

Does not include Part D (must purchase separately)

Medicare Advantage Cons:

Tied to certain networks

Plans can change from year to year

Unknown expenses

Prior authorization may be required for certain services

Moab, UT

Located Inside:

Central Utah Insurance Agency

880 S Main St

Moab, UT 84532

Grand Junction, CO

Located Inside:

Western Colorado Wealth Management Consultants

627 24 1/2 Road UNIT H

Grand Junction, CO 81505

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Medicare Required Disclaimer:

We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE or your local SHIP office to get information on all of your options.